OUR Practice
Stradley Ronon’s Banking & Financial Services practice is comprised of experienced lawyers who take a pragmatic, efficient and results-oriented approach in representing and assisting banks and other financial services providers in connection with the complex and challenging regulatory, consumer, corporate governance, litigation, securities and transactional matters that affect their businesses. Our Banking & Financial Services Practice has been profiled in the American Banker, Savings Institutions and the SNL News.

OUR Experience
The clients that rely upon our Banking & Financial Services practice attorneys include regional and super-regional banks, community banks and thrifts, credit unions, mortgage lenders and brokers, and other financial services providers. We have also served as special counsel to national industry associations and various state organizations with respect to banking related matters.

YOUR Issues
The foundation of our Banking & Financial Services practice is its recognized capability to advise and assist clients in all aspects of their legal operations – from evaluating and aiding a client’s regulatory compliance to assisting with potential transactions. We regularly advise clients on:

Bank Regulatory, Legal & Compliance Matters 

• participating extensively in the representation of our clients before the FDIC, Federal Reserve, Comptroller of the Currency, Office of Thrift Supervision, the NCUA and the SEC, as well as many state banking, insurance, securities and other regulatory agencies 
  
  
• supervisory enforcement actions, regulatory applications, interpretation and application of federal and state law, and providing analysis and comments on regulations proposed by federal and state regulators 
  
  
• preparing and reviewing compliance and other risk management manuals and procedures, including with respect to FCPA and anti-money laundering and OFAC controls 
  
  
• conducting compliance audits and creating compliance and training programs for applicable personnel

Corporate Governance 

• preparing and reviewing board memos and other materials, and attending board meetings

Securities Compliance 

• reviewing periodic SEC reporting, assisting with preparation of proxy statements and prospectuses, as well as registrations, and other federal and state filings for securities offerings

Securities & Financial Institutions Litigation

• all aspects of financial services litigation and alternative dispute resolution, whether in court, before a regulator (or regulatory agency) or in arbitration or mediation

Tax Matters 

• addressing complex tax planning and tax controversy issues

Transactions–  Mergers & Acquisitions; Debt and Equity Offerings; Tax-Free Financings 

• handling all aspects of, and structuring, negotiating and closing; complex mergers; acquisitions; dispositions and joint ventures, including purchase and assumptions, branch purchases and sales, interstate mergers and other strategic acquisitions 
  
  
• handling all aspects of securities (debt & equity) offerings, including preparation of proxy statements and prospectuses, registrations, and other federal and state filings for securities offerings 
  
  
• structuring, negotiating and closing tax-free financings

Specialty Products 

• creating and investing in specialty projects such as affordable-housing limited partnerships, tax-credit partnerships, community reinvestment loans and equity investments, tax lien financings and other opportunities for financial services firms

New Product Development 

• strategizing and counseling on new product development, including new private banking and consumer credit products, and drafting and reviewing consumer disclosures and contracts

Employee Benefits & Compensation 

• handling all aspects of employee benefits and compensation matters

Government Affairs 

• strategizing and counseling on governmental affairs and lobbying initiatives