Insurance Products

Overview

Stradley Ronon’s attorneys have extensive experience representing clients on insurance products and investment management matters before the Securities and Exchange Commission (SEC) and Financial Industry Regulatory Authority (FINRA), as well as before state regulators. With former SEC and insurance company staff members, our insurance products practice brings an informed perspective to regulatory and enforcement matters, and the relevant knowledge and experience when it comes to understanding insurance products.

Working collaboratively with attorneys from our firm’s other core practice areas, we provide full-service coverage regarding investment adviser, tax, ERISA, private placement and hedge fund regulation to the wide variety of entities involved in the issuance and distribution of variable and other registered and unregistered insurance products. Our insurance products practice attorneys analyze and advise on the many federal and state securities laws regulating financial services firms and their products, and provide guidance on compliance. Additionally, our attorneys have been instrumental in identifying and helping our clients attain exclusions from various provisions of the Securities Act of 1933, the Investment Advisers Act of 1940, the Investment Company Act of 1940 and the Commodity Exchange Act. We have also assisted clients in identifying and obtaining novel and routine relief from regulation through the exemptive application or no-action letter process.

Annuity, Life Insurance & Specialized Contracts
Stradley Ronon’s attorneys have earned national reputations for excellence in the area of annuity and life insurance products regulation. We have extensive experience with the design, marketing, sale and regulation of variable annuities and variable life insurance products; individual and group annuities; contingent deferred annuities; fixed index annuities; index-linked annuities; market-value-adjusted products; COLI/BOLI; funding agreements; stable-value wrap contracts; and other innovative products.

Our group works closely with clients, helping them comply with all aspects of federal and selected state regulations that apply when bringing an insurance product to market. We are particularly adept at advising on unique product design.

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