Stephen J. Johnson

Insurance Financial and Regulatory Specialist

Stephen J. Johnson


With nearly 30 years’ experience in the insurance industry, Stephen Johnson advises on insurance and insurer-related financial transactions with a focus on identifying and addressing insurance regulatory issues. He works with clients on the insurance regulatory implications of mergers, acquisitions and joint ventures; implementation of new regulatory requirements; reviewing transactional documents for insurance regulatory issues and possible alternatives; designing and developing presentations to regulators; and creating and assessing workout options for troubled companies.

Stephen served as Deputy Insurance Commissioner for the Pennsylvania Insurance Department’s Office of Corporate and Financial Regulation from 1998-2015 where he oversaw the Bureau of Company Licensing and Financial Analysis and the Bureau of Financial Examinations. These bureaus have primary responsibility for carrying out the department’s financial solvency regulation and are also responsible for company licensing; financial analysis; financial examinations and the review of proposed acquisitions, mergers, restructurings and other corporate changes and transactions involving Pennsylvania insurers.

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  • B.S., Shippensburg University

  • Board of Governors, Saint Joseph’s University Academy of Risk Management and Insurance
  • Chairman, Temple University’s Department of Risk, Insurance and Healthcare Management Industry Advisory Council
  • Pennsylvania Institute of Certified Public Accountants
  • Society of Financial Examiners
  • Positive Physicians Insurance Exchange, Berwyn, PA
  • Homestead Insurance Company, Philadelphia, PA


Speaking Engagements

  • Presenter, “The Elephant in the Room: What are the Real Issues Before the NAIC Restructuring Mechanisms Working Group?,” AIRROC Matters NJ Annual Legacy Transactions & Networking Forum
  • Presenter, "Corporate Governance Framework & Board Policies and Procedures,” Pennsylvania Association of Mutual Insurance Companies Executive & Board Roundtable
  • Presenter, “Practices for Directing Senior Management & Critical Risks Areas Impacting Business Activities,” Pennsylvania Association of Mutual Insurance Companies Executive & Board Roundtable
  • Presenter, “The Runoff Market: New Exit Tools in the US Market and the Regulatory Landscape,” AIRROC and Mayer Brown Second Annual Deal Forum
  • Panelist, “Regulatory & Corporate Considerations,” Pennsylvania Association of Mutual Insurance Companies Business Transactions Seminar
  • Presenter, “Corporate Governance – The Basics,” Pennsylvania Association of Mutual Insurance Companies Webinar
  • Speaker, “View from the Top,” Association of Insurance Compliance
  • Speaker, “The Evolving Regulatory Framework and Its Impact on Fraternals,” American Fraternal Alliance Executive Summit
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  • Association of Insurance and Reinsurance Runoff Companies’ Commutations and Networking Forum, Person of the Year Award
  • Robert Dineen Award in recognition of outstanding career achievement as a career regulator, National Association of Insurance Commissioners
  • Executive of the Year, Saint Joseph’s University Academy of Risk Management & Insurance
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