Thomas F. Lucchesi

Thomas F. Lucchesi


Thomas Lucchesi focuses his practice on complex state and federal litigation concerning mortgage lending, consumer finance and auto finance, along with a variety of collection matters. Tom brings a strong background representing multibillion-dollar debt collection companies in individual and class action claims concerning the Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), Equal Credit Opportunity Act (ECOA), Telephone Consumer Protection Act (TCPA), as well as unfair and deceptive trade practices statutes. Tom has extensive experience in all aspects of complex commercial litigation including, but not limited to, motion practice, settlement negotiations and participating in alternative dispute resolution.

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Representative Matters

  • obtained dismissal on summary judgment of six-figure claims alleged against the City of Philadelphia based on immunities under the Political Subdivision Act
  • obtained dismissal of a debtor’s FDCPA and FCRA claims for failing to properly disclose the pending claims in individual bankruptcy proceedings 
  • successfully represented large financial institutions in negotiating nominal individual settlements in the face of six-figure potential class exposures
  • dismissed potential multimillion-dollar class liability on a motion to compel individual arbitration based on terms and conditions between the debtor and underlying creditor
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Bar Admissions
  • Pennsylvania
  • New Jersey
  • Maryland
  • District of Columbia
Court Admissions
  • U.S. District Court for the Eastern District of Pennsylvania
  • U.S. District Court for the District of Maryland
  • U.S. District Court for the District of New Jersey
  • U.S. District Court for the District of Columbia
  • J.D., cum laude, Widener University School of Law
  • B.S., University of Delaware

  • Pennsylvania Bar Association

Speaking Engagements

  • Presenter, “Understand the Latest Laws, Strategies, and Ethical Challenges Concerning Communications With Borrowers and Debtors,” Lorman Education Services
  • Presenter, “Collections Communication: What You Can and Cannot Legally Say,” Lorman Education Services
  • Presenter, “Pre-judgment Collections Under the TCPA, FDCPA and CFPB,” National Business Institute
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