John Vassalotti

John Vassalotti


John Vassalotti focuses his litigation practice on representing financial institutions in mortgage and consumer lending matters. Having served as in-house counsel for a company with interests spanning several different industries, John uniquely understands businesses’ concerns and brings that perspective to his legal work, delivering practical results and value to clients. In addition to financial services litigation, his experience includes health care, insurance coverage, construction bond, landlord-tenant, and complex commercial disputes, as well as internal investigations.

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Representative Matters

  • protecting mortgage lenders’ collateral and borrowers’ homes by preventing real estate tax sales through settlements with taxing authorities and lien purchasers and negotiating to unwind defective sales
  • representing lenders and servicers in consumer lending litigation involving claims arising under various federal and state consumer finance laws, including the Telephone Consumer Protection Act (TCPA), the Fair Credit Reporting Act (FCRA), the Fair Debt Collection Practices Act (FDCPA), the Truth in Lending Act (TILA), the Real Estate Settlement Procedures Act (RESPA) and state unfair trade practices and consumer protection laws
  • clearing title defects by asserting title insurance claims on behalf of lenders and property owners
  • defended health insurer and its managed care organizations in provider payment disputes and medical necessity challenges
  • resolved dozens of landlord-tenant disputes by obtaining amicable settlements and eviction judgments
  • represented sureties in payment and performance bond claims arising out of large construction projects
  • advised religious entities and religiously-affiliated organizations regarding employment, regulatory compliance and general liability issues
  • assisted with internal investigations of banking and finance industry clients
  • as in-house counsel, oversaw acquisitions and divestitures of real estate worth in excess of $100 million, negotiated sale of a mortgage lending affiliate to a major private equity firm, advised on numerous residential and commercial loan transactions, defended against various commercial disputes, and assisted and supervised outside counsel in employment, consumer fraud, contract, and business tort claims
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Bar Admissions
  • Pennsylvania
  • New Jersey
Court Admissions
  • U.S. District Court for the Eastern District of Pennsylvania
  • U.S. District Court for the District of New Jersey
  • J.D., cum laude, Temple University Beasley School of Law
  • B.A., Brown University

  • Stradley Ronon Diversity Committee

Speaking Engagements

  • Presenter, “Navigating the Minefield: Hot Issues in Mortgage Litigation and Compliance,” Pennsylvania Bar Institute Real Estate CLE
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