Financial Services Litigation & Enforcement

iiBIG’s 17th Annual Education Finance & Loan Symposium: Shaping the Future of Student Lending

The U.S. student loan system is undergoing its most significant transformation in decades. Federal reforms enacted in 2025—and taking full effect in 2026—are fundamentally reshaping how higher education is financed, repaid, and overseen. Simplified federal repayment options, stricter borrowing limits, the removal of key loan programs, and the restart of vigorous collection efforts are redefining the scope of federal involvement and altering long-standing assumptions about borrower protection, repayment behavior, and portfolio performance.