Skill and creativity are required to address the many financial challenges that arise during a financing or restructuring transaction.
The Stradley Ronon finance & restructuring practice is experienced at providing sophisticated, high-quality, cost-effective counsel to senior and subordinate debt capital providers, including:
- national, regional and local banks
- savings and loan associations
- commercial finance companies
- private credit funds
- hedge funds
Many of our engagements involve complex structures, such as intercreditor and subordination arrangements among holders of senior and junior liens, senior and junior debt, and preferred and other equity components. Working closely with our clients to identify business and legal pitfalls, we help them devise and implement creative and practical restructuring solutions.
Integrated, Seamless Service
Comprised of transactional, restructuring and financial litigation attorneys, our finance & restructuring team takes an integrated approach, offering strategic advice on a wide variety of complex financial transactions, restructurings and other financial matters. We work collaboratively with the other practices within the firm, offering extensive experience with our clients’ various products and services, including equity swap and other derivative products. We also engage our bankruptcy, workout & creditor’s rights, and litigation practice attorneys when needed to ensure that our clients have cohesive, seamless counsel throughout the life cycle of their financing transactions.
Our deep bench of finance & restructuring professionals enables us to appropriately staff matters based on the skill level required to deliver the highest quality service within our clients’ budgets.
Stradley Ronon finance & restructuring attorneys assist and represent clients in structuring, negotiating, documenting and restructuring numerous types of financing transactions, including:
- asset-based loans
- cash-flow financings
- leveraged financings
- mezzanine loans
- middle-market loans
- real estate loans
- second liens
- unitranche loans
Our representations often include negotiating relationships among the parties within the same level of the capital structure, including agents/lenders in syndicated financings, agreements among lenders in unitranche deals and lead/participants in participated transactions.
OUR Broad-Based Experience
We have assisted clients in transactions involving a diverse group of commercial and industrial real estate borrowers in various industries, including health care, mortgage warehousing, servicing/staffing providers, manufacturing and distribution, retail and wholesale, and real estate and development.
Our lawyers have advised clients on transactions secured by a range of collateral, including:
- accounts receivable (including government and health care)
- airplanes and engines
- all types of “investment property,” including securities
- credit card receivables
- farm/agricultural equipment
- machinery and equipment
- rail cars
- real estate
- ships and other vessels
- structured settlements
Stradley Ronon’s finance & restructuring practice and attorneys have been recognized by Chambers USA, Best Lawyers in America, Pennsylvania Super Lawyers and other respected publications for our work on finance matters and leadership in the field of financial services.
Our attorneys are also thought leaders in many national and local professional organizations that serve the finance industry, including:
- Association of Commercial Finance Attorneys
- Association for Corporate Growth
- Commercial Finance Association
- New York Institute of Credit
- Risk Management Associates
- Turnaround Management Association
Worldwide Value-Added Services
As a member of Meritas, the world’s largest association of business and commercial law firms, we have colleagues throughout the United States and 75 other countries, enabling us to offer clients both legal representation and “local knowledge” in markets worldwide.
Fully aware of the competitive environment in which our clients operate, we offer a variety of value-added services, without charge, to our clients to enhance what they may provide to their borrowers and prospective borrowers, including:
- initial discussions regarding transaction structures, creative alternatives and fee estimates
- industry-specific newsletters and alerts notifying clients of legal developments and issues impacting their businesses
- educational seminars on the latest trends and topical issues
- “second opinions” on matters where our clients need further guidance