Wright Flood Insurance Company Victorious in Federal Court

After sustaining damage during Superstorm Sandy, the owner of a garden-level condominium filed a claim for flood damage under a policy issued by Stradley Ronon client Wright National Flood Insurance Company under the National Flood Insurance Program. Wright denied requests for additional insurance benefits under the policy, asserting the unit was a basement as defined by the policy because the condo was entirely below ground level. After hearing all the evidence, the U.S. District Court for the District of New Jersey found Wright’s land surveying expert was the most persuasive, and determined that the apartment was below ground level and thus excluded under the relevant policy. The court ordered judgment in favor of Wright.

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